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Mr A K (Dundee)
Quality service – Excellent
Quality Doc’s – Excellent
Quality of advice – Beyond excellent, top class
How often kept waiting on the phone - Never
Would you recommend us to a friend – Definitely

Mr D F T (Essex)
Quality service – Excellent
Quality Doc’s – Excellent
Quality of advice – Excellent
Helpfulness of staff – Excellent
How often kept waiting on the phone – Some calls
Would you recommend us to a friend – Yes
“Smooth from start to finish, first time used Essential Loans and will definitely use them again.”

Mrs F M (Notts)
Quality service – Excellent
Quality Doc’s - Good
Helpfulness of staff – Excellent
How often kept waiting on the phone – Never
Would you recommend us to a friend – Yes
“Very helpful, always kept me well informed.”

Mr D T (Essex)
"Very quick, accurate, very efficient, can’t complain, no problems what so ever. Would recommend and use again."

Mr D M (Cumbria)
Quality service – Good
Quality Doc’s – Good
Quality of advice – Excellent
How often kept waiting on the phone – Never
Would you recommend us to a friend – Already have (brother).

Mr D R (Surrey)
"I was very pleased with the service I received. You were very helpful and understanding and very efficient."

Mr P C (Shropshire)
"Very efficient and very helpful, we got everything we needed with no problems at all."

Miss K H M (Aberdeen)
Quality service – Excellent
Quality Doc’s – Good
Quality of advice – Good
Helpfulness of staff – Excellent
How often kept waiting on the phone – Never
Would you recommend us to a friend – Definitely
“Really good questions always answered. Whoever I spoke with was always more than willing to help.”

Mr B M (Wiltshire)
"Warm friendly service, got to the point very quickly and stayed with it to a successful conclusion."

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Registration #302732

 
 
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Application Process

Applying for a Secured Loan from Essential Loans is simple! All you need to do is fill out the quick and easy online application form and one of our team will call you back to discuss your borrowing needs.

We are able to arrange a Homeowner Loan for almost any purpose - Consolidation Loan, car purchase, home improvements, holiday and many more loan purposes.

Alternatively, you can contact us at any time by calling freephone 0800 018 7776.

 
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Loan Application Process

 

Applying for a Personal Loan

 
 

Although the majority of the loans we pay out are for a Secured Loan, we may also be able to arrange funds for Council tenants, Housing Association tenants and Private tenants:

 

Tell us how much you want to borrow and decide on the period you would like to repay the loan over.

 

We will match your needs to the best available Personal Loan for you.

 

If the loan application process is successful, we will send out all relevant paperwork for you to sign.

 
 
 

Applying for a Secured Loan

 
 

As your property is used as security for a Secured Loan, we will need to ask for further information:

 

Tell us how much you want to borrow and decide on the period you would like to repay the Homeowner Loan over.

 

We will match your needs to the best available Secured Loan for you. For those looking to reduce their monthly outgoings, we may be able to arrange an affordable Consolidation Loan.

 

You'll need to provide full details of you and your partner's (where applicable) bank details, property value, mortgage details, current and previous employment, and details of any savings and investments you may have.

 

If your Secured Loan application is successful, either we, or your loan provider, will contact you to arrange the best way to get the money to you safely.

 
 
 
 
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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