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Mr A K (Dundee)
Quality service – Excellent
Quality Doc’s – Excellent
Quality of advice – Beyond excellent, top class
How often kept waiting on the phone - Never
Would you recommend us to a friend – Definitely

Mr D F T (Essex)
Quality service – Excellent
Quality Doc’s – Excellent
Quality of advice – Excellent
Helpfulness of staff – Excellent
How often kept waiting on the phone – Some calls
Would you recommend us to a friend – Yes
“Smooth from start to finish, first time used Essential Loans and will definitely use them again.”

Mrs F M (Notts)
Quality service – Excellent
Quality Doc’s - Good
Helpfulness of staff – Excellent
How often kept waiting on the phone – Never
Would you recommend us to a friend – Yes
“Very helpful, always kept me well informed.”

Mr D T (Essex)
"Very quick, accurate, very efficient, can’t complain, no problems what so ever. Would recommend and use again."

Mr D M (Cumbria)
Quality service – Good
Quality Doc’s – Good
Quality of advice – Excellent
How often kept waiting on the phone – Never
Would you recommend us to a friend – Already have (brother).

Mr D R (Surrey)
"I was very pleased with the service I received. You were very helpful and understanding and very efficient."

Mr P C (Shropshire)
"Very efficient and very helpful, we got everything we needed with no problems at all."

Miss K H M (Aberdeen)
Quality service – Excellent
Quality Doc’s – Good
Quality of advice – Good
Helpfulness of staff – Excellent
How often kept waiting on the phone – Never
Would you recommend us to a friend – Definitely
“Really good questions always answered. Whoever I spoke with was always more than willing to help.”

Mr B M (Wiltshire)
"Warm friendly service, got to the point very quickly and stayed with it to a successful conclusion."

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Car Loan

Whether you're looking for a new or used car, Essential Loans will help you find a competitive alternative to car finance. With such competitive interest rates, a Secured Loan is the most popular and flexible way to finance a new or used car.

Our service is free and without obligation so why not complete a No Obligation Application today and see exactly what we can offer you!

 

Car Loan Checklist

 

All circumstances considered - All credit circumstances sympathetically considered - even if you have been refused a Homeowner Loan by a Bank or other Financial Lender.

Self-employed Secured Loan requests with and without accounts are welcome.

Car Loans for those with a poor credit history - CCJ's, arrears, bankruptcy or poor credit scores.

Our service is free and without obligation so why not apply online today and see exactly what we can offer you!

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What Is A Car Loan?

A car loan would be the answer to your prayers if you do not have the spare cash for the purchase of a car.

People are often hesitant about applying for a car loan because of the approval formalities involved, as well as the rate of interest which proves to make applying for car finance expensive in the long run.

Essential Loans provide our customers with a Secured Loan that is cost effective and hassle free, irrespective of the car you would like to purchase. Our loans are available to people from all walks of life.

 
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Advantages of a Car Loan

  • You are in the position of being a 'cash buyer' enabling you to negotiate a better price.
  • Using a Homeowner Loan to purchase a car gives you the flexibility of buying a car privately.
  • You can sell the car at any time if you wish to do so.
  • The car is owned by you at the outset and the loan is not secured on the vehicle.
  • The interest rate of the Secured Loan will usually remain fixed throughout the term of the loan.
  • You can even reduce your monthly outgoings by funding the car as part of a Consolidation Loan.
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Dealer Finance Isn't Always Best

If you decide to finance your new or used car, be aware that the financing obtained by the dealer (even if the dealer contacts the lender on your behalf) isn't always the best deal you can get.

Sometimes, dealers offer very low financing rates for specific cars and models, but may not be willing to negotiate on the price of these cars. To qualify for the special rates, you may be required to make a large down payment.

With these conditions, you may find that it's sometimes more affordable to pay higher financing charges on a car that is lower in price or to buy a car that requires a smaller down payment.

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I Have a Bad Credit Rating and Don't Think I Would Qualify for a Loan

While it's true that many lenders won't write a Homeowner Loan to people with a bad credit rating, there are many other lenders who specialise in such loans. They typically charge a higher interest rate but the benefits of getting your debts under control often outweigh the additional costs involved.

Whatever your need, why not complete a No Obligation Application with Essential Loans today. Our friendly staff are here to help, finding a Secured Loan tailored to your personal circumstances.

 
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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