Mr A K (Dundee) Quality service – Excellent Quality Doc’s – Excellent Quality of advice – Beyond excellent, top class How often kept waiting on the phone - Never Would you recommend us to a friend – Definitely
Mr D F T (Essex) Quality service – Excellent Quality Doc’s – Excellent Quality of advice – Excellent Helpfulness of staff – Excellent How often kept waiting on the phone – Some calls Would you recommend us to a friend – Yes “Smooth from start to finish, first time used Essential Loans and will definitely use them again.”
Mrs F M (Notts) Quality service – Excellent Quality Doc’s - Good Helpfulness of staff – Excellent How often kept waiting on the phone – Never Would you recommend us to a friend – Yes “Very helpful, always kept me well informed.”
Mr D T (Essex) "Very quick, accurate, very efficient, can’t complain, no problems what so ever. Would recommend and use again."
Mr D M (Cumbria) Quality service – Good Quality Doc’s – Good Quality of advice – Excellent How often kept waiting on the phone – Never Would you recommend us to a friend – Already have (brother).
Mr D R (Surrey) "I was very pleased with the service I received. You were very helpful and understanding and very efficient."
Mr P C (Shropshire) "Very efficient and very helpful, we got everything we needed with no problems at all."
Miss K H M (Aberdeen) Quality service – Excellent Quality Doc’s – Good Quality of advice – Good Helpfulness of staff – Excellent How often kept waiting on the phone – Never Would you recommend us to a friend – Definitely “Really good questions always answered. Whoever I spoke with was always more than willing to help.”
Mr B M (Wiltshire) "Warm friendly service, got to the point very quickly and stayed with it to a successful conclusion."
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A holiday loan could be what you need if you are desperate for a holiday but are strapped for cash. If you want that dream holiday of a lifetime, a cruise to destinations worldwide, winter sun break, city break or skiing or snowboarding trip, we have Secured Loan options for you.
Our service is free and without obligation so why not apply online today and see exactly what we can offer you! It only takes a few minutes and you will be glad you did!
Secured Loan Checklist
All circumstances considered - All credit circumstances sympathetically considered - even if you have been refused a holiday loan elsewhere.
Self-employed Homeowner Loan requests, with and without accounts are welcome.
Bad credit need not be a problem - We accept applications if you have arrears, defaults, CCJ's, IVA or even a discharged bankruptcy. We may even be able to help you reduce your existing credit repayments by merging them into ONE affordable Consolidation Loan.
Our service is free and without obligation so why not apply online today and see exactly what we can offer you!
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A holiday loan may be a good idea if you find yourself in any of the following situations:
Holiday loans can be either secured or unsecured. A Secured Loan uses something of significant value to secure the loan amount. The most common source of security for such a loan is your home. A secured or Homeowner Loan is less risky for the lender, usually lending to a lower interest rate and larger amounts available for borrowing.
An unsecured loan is not secured against something of significant value, so its much riskier to the lender. This type of loan usually comes with higher interest rates, smaller amounts available for borrowing, and often includes restrictions on how you can spend the money you receive.
In either case, secured or unsecured, the holiday loans available to you will depend on your credit rating. Those people with a poor credit rating may still be able to access a holiday loan, however, and over time can even improve their credit rating be diligently making payments on time and in full.
It has been observed that people generally choose to pay their holiday bills with their credit card. Though this is an easy process, it has to be kept in mind that credit cards have a higher rate of interest than a normal Secured Loan. Also the amount due increases proportionally to the interest rate, as and when payments are not made on time. The best way to avoid this would be to take out a holiday loan.
While it's true that many lenders won't write a Homeowner Loan to people with a bad credit rating, there are many other lenders who specialise in such loans. They typically charge a higher interest rate but the benefits of getting your debts under control often outweigh the additional costs involved.
Whatever your need, why not complete a No Obligation Application with Essential Loans today. Our friendly staff are here to help, finding a Secured Loan tailored to your personal circumstances.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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