Mr A K (Dundee) Quality service – Excellent Quality Doc’s – Excellent Quality of advice – Beyond excellent, top class How often kept waiting on the phone - Never Would you recommend us to a friend – Definitely
Mr D F T (Essex) Quality service – Excellent Quality Doc’s – Excellent Quality of advice – Excellent Helpfulness of staff – Excellent How often kept waiting on the phone – Some calls Would you recommend us to a friend – Yes “Smooth from start to finish, first time used Essential Loans and will definitely use them again.”
Mrs F M (Notts) Quality service – Excellent Quality Doc’s - Good Helpfulness of staff – Excellent How often kept waiting on the phone – Never Would you recommend us to a friend – Yes “Very helpful, always kept me well informed.”
Mr D T (Essex) "Very quick, accurate, very efficient, can’t complain, no problems what so ever. Would recommend and use again."
Mr D M (Cumbria) Quality service – Good Quality Doc’s – Good Quality of advice – Excellent How often kept waiting on the phone – Never Would you recommend us to a friend – Already have (brother).
Mr D R (Surrey) "I was very pleased with the service I received. You were very helpful and understanding and very efficient."
Mr P C (Shropshire) "Very efficient and very helpful, we got everything we needed with no problems at all."
Miss K H M (Aberdeen) Quality service – Excellent Quality Doc’s – Good Quality of advice – Good Helpfulness of staff – Excellent How often kept waiting on the phone – Never Would you recommend us to a friend – Definitely “Really good questions always answered. Whoever I spoke with was always more than willing to help.”
Mr B M (Wiltshire) "Warm friendly service, got to the point very quickly and stayed with it to a successful conclusion."
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A Homeowner Loan will allow you to borrow between £1,000 and £100,000 over a period of from 5 to 30 years. The loan can be used for any purpose - Consolidation Loan, home improvements, car purchase, in fact Essential Loans can arrange a Homeowner Loan for almost any purpose.
A Homeowner Loan (otherwise known as Secured Loan) will allow you to borrow money against your house. You may even be able to borrow up to 125% of your property's value.
Homeowner Loan Checklist
All circumstances considered - All credit circumstances sympathetically considered - even if you have been refused a Secured Loan elsewhere.
A Secured Loan for any purpose - Consolidation Loan, new car, family holiday, home improvements etc.
Self-employed Homeowner Loan requests, with or without accounts are welcome.
A Homeowner Loan for those with a poor credit history - CCJ's, arrears, bankruptcy or poor credit scores.
Our service is free and without obligation so why not apply online today and see exactly what we can offer you!
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A Homeowner Loan is a popular Secured Loan where your home is used as security to the lender for the money you borrow. In other words, if you don't pay back the loan, the lender can, in extreme circumstances, sell your house in order to recoup any losses. A Homeowner Loan may are also be referred to as a second charge loan or mortgage loan. They can be used for any purpose - Consolidation Loan, car purchase, home improvements and many more loan purposes.
A Homeowner Loan is any loan which requires the borrower to provide the lender with some form of security, in the case of a Homeowner Loan the 'security' will be a mortgage over the borrower's home.
How much you can borrow with any type of Secured Loan depends on how much equity is in your house. While the lender benefits from the peace of mind of knowing that the loan is secure, there are many benefits to the consumer taking out a Homeowner Loan.
Firstly compared to an unsecured loan, a Homeowner Loan tends to be faster and easier to arrange. As a homeowner, you can borrow against the value in your home without spending your equity.
With a Secured Loan, you can keep your current mortgage, so you don't need to remortgage in order to realise the value of your equity, and a Homeowner Loan will usually have a lower rate of interest than an unsecured loan.
A Homeowner Loan may be a good idea if you find yourself in any of the following situations:
Like any other loan, there are many reasons why might want to seek a Homeowner Loan. For example, you may be having trouble keeping current on payments of existing loans or credit cards and want to merge them all into ONE affordable Consolidation Loan. Or perhaps you want to take a holiday abroad or make those home improvements you've been talking about.
While it's true that many lenders won't write a Homeowner Loan to people with a bad credit rating, there are many other lenders who specialise in such loans. They typically charge a higher interest rate, but the benefits of getting your debts under control often outweigh the additional costs involved.
Whatever your need, why not complete a No Obligation Application with Essential Loans today. Our friendly staff are here to help, finding a Secured Loan tailored to your personal circumstances.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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