Mr A K (Dundee) Quality service – Excellent Quality Doc’s – Excellent Quality of advice – Beyond excellent, top class How often kept waiting on the phone - Never Would you recommend us to a friend – Definitely
Mr D F T (Essex) Quality service – Excellent Quality Doc’s – Excellent Quality of advice – Excellent Helpfulness of staff – Excellent How often kept waiting on the phone – Some calls Would you recommend us to a friend – Yes “Smooth from start to finish, first time used Essential Loans and will definitely use them again.”
Mrs F M (Notts) Quality service – Excellent Quality Doc’s - Good Helpfulness of staff – Excellent How often kept waiting on the phone – Never Would you recommend us to a friend – Yes “Very helpful, always kept me well informed.”
Mr D T (Essex) "Very quick, accurate, very efficient, can’t complain, no problems what so ever. Would recommend and use again."
Mr D M (Cumbria) Quality service – Good Quality Doc’s – Good Quality of advice – Excellent How often kept waiting on the phone – Never Would you recommend us to a friend – Already have (brother).
Mr D R (Surrey) "I was very pleased with the service I received. You were very helpful and understanding and very efficient."
Mr P C (Shropshire) "Very efficient and very helpful, we got everything we needed with no problems at all."
Miss K H M (Aberdeen) Quality service – Excellent Quality Doc’s – Good Quality of advice – Good Helpfulness of staff – Excellent How often kept waiting on the phone – Never Would you recommend us to a friend – Definitely “Really good questions always answered. Whoever I spoke with was always more than willing to help.”
Mr B M (Wiltshire) "Warm friendly service, got to the point very quickly and stayed with it to a successful conclusion."
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A Secured Loan will generally allow you to borrow between £5,000 and £150,000 over a period of from 5 to 30 years. The secured or Homeowner Loan can be used for any purpose and Essential Loans will help you through every stage of your application, explaining the whole process in terms you understand.
If you are looking for credit for any purpose, we may be able to help. We can help people from all walks of life and can even lend up to 125% of your home's value.
Secured Loan Checklist
All circumstances considered - All credit circumstances sympathetically considered - even if you have been refused a Secured Loan elsewhere.
Loans for any purpose - Consolidation Loan, new car, home improvements, almost anything you want!
Self-employed Homeowner Loan requests, with or without accounts are welcome.
Bad credit need not be a problem - We accept applications if you have arrears, defaults, CCJ's, IVA, or even a discharged bankruptcy.
Our service is free and without obligation so why not apply online today and see exactly what we can offer you!
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Taking out a Secured Loan (otherwise referred to as Homeowner Loan), means that you agree to offering your property as security. By offering such security it is likely that you will benefit from lower interest rates and will be able to borrow a larger amount than with an unsecured loan. This is because the lender sees you as being a much lower risk and are more often willing to lend you the money. The only drawback of a Secured Loan is that the lender has the right to seize your property if you fail to repay the loan.
A Secured Loan may be a good idea if you find yourself in the following situations:
Like any other loan, there are many reasons why you might want to take out a Secured Loan. For example, you may be having trouble keeping current on payments of existing loans or credit cards and wish to merge them into ONE affordable Consolidation Loan. Or perhaps you want to take a holiday abroad or make those home improvements you have been talking about.
Taking out a Secured Loan often means that you will benefit from lower interest rates and it is very likely that funds available to you will be a lot higher.
While it's true that many lenders won't write a Homeowner Loan to people with a bad credit rating, there are many other lenders who specialise in such loans. They typically charge a higher interest rate but the benefits of getting your debts under control often outweigh the additional costs involved.
Whatever your need, why not complete a No Obligation Application with Essential Loans today. Our friendly staff are here to help, finding a Secured Loan tailored to your personal circumstances.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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